{"id":104,"date":"2026-10-11T14:00:00","date_gmt":"2026-10-11T14:00:00","guid":{"rendered":"https:\/\/www.realtorbhanu.ca\/blog\/?p=104"},"modified":"2026-10-11T14:00:00","modified_gmt":"2026-10-11T14:00:00","slug":"home-affordability-finds-its-footing-but-rising-rates-could-change-that","status":"publish","type":"post","link":"https:\/\/www.realtorbhanu.ca\/blog\/2026\/10\/11\/home-affordability-finds-its-footing-but-rising-rates-could-change-that\/","title":{"rendered":"Home affordability finds its footing, but rising rates could change that"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>We\u2019re seeing a notable shift in home affordability across Canada, especially here in Toronto and other major markets like Vancouver and Montr\u00e9al. With average five-year fixed mortgage rates moving up to 4.55% in August, you might expect a bigger impact on monthly payments. However, the real story is that declining home prices have actually improved affordability, even as rates edge higher. For those navigating the Greater Toronto Area\u2014whether buying, selling, or investing\u2014it&#039;s vital to stay attuned to both price trends and interest rates. Having guided hundreds of clients through these changing conditions and earned recognition for my commitment to client service, I make it a priority to keep you informed and prepared for every market turn.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.mpamag.com\/ca\/mortgage-industry\/market-updates\/home-affordability-finds-its-footing-but-rising-rates-could-change-that\/590137\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>We\u2019re seeing a notable shift in home affordability across Canada, especially here in Toronto and other major markets like Vancouver and Montr\u00e9al. With average five-year fixed mortgage rates moving up to 4.55% in August, you might expect a bigger impact on monthly payments. However, the real story is that declining home prices have actually improved [&hellip;]<\/p>\n","protected":false},"author":329,"featured_media":105,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/posts\/104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/users\/329"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/comments?post=104"}],"version-history":[{"count":1,"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions"}],"predecessor-version":[{"id":107,"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions\/107"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/media\/105"}],"wp:attachment":[{"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/media?parent=104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/categories?post=104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realtorbhanu.ca\/blog\/wp-json\/wp\/v2\/tags?post=104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}